homeowners insurance

Senate Bill 1238, written by state Sens. Lois Kolkhorst (R-Brenham) and Mayes Middleton (R-Galveston), will make it illegal for insurers to discriminate against people whose spouses have died by reclassifying them as "single" and raising their rates. Gov. Greg Abbott signed the measure into law last week.

Puzzled weather experts wondered whether that might be an excuse to stifle questions, as the data used to blame hail shows the opposite: Oklahoma has had less hail than states with lower rates.

Insurers in Texas are partnering with aerial imaging and AI companies to assess homes from the sky. Computer models parse these photos to flag moldy roofs, askew tree branches and missing shingles.

In a letter to shareholders, Progressive Insurance CEO Tricia Griffith stated the company is “temporarily restricting new homeowners’ business.”