flood insurance

Many people have been unable to sign up for FEMA's National Flood Insurance Program because the premium must be paid up-front and all at once. However, there is now a change that allows for an installment payment plan.

Just 7% of homeowners in Texas have flood insurance through the federal government, which runs the biggest flood insurance program in the country. That percentage drops to 2% when you move inland, to areas like Travis and Kerr counties.